A Comfortable Retirement — Plan Your Financial Future Starting Today

A Comfortable Retirement — Plan Your Financial Future Starting Today is Book 8 of Alduraihem International’s “Your Money in Your Hands” series: a practical, illustrated guide for every employee in Kuwait and the Gulf, Kuwaiti or expat, from their twenties to those about to retire. It shows why an early start beats a big salary, with compounding examples in Kuwaiti dinars and charts; how to estimate the income you will need, line by line; and how to calculate the gap between what you need and the pension or end-of-service indemnity you expect, with guidance to confirm your entitlement with the official body. It includes a dedicated chapter for expats planning to retire back home, building a retirement pot alongside your pension, a plan for every decade from your 20s to your 50s, thinking about health and insurance, housing in retirement, protecting your savings from scams, a second career and part-time work, and a retirement-month budget, followed by three complete worked examples with tables and charts. Across 52 pages it includes a 30-day plan, a readiness check, a glossary and seven ready-to-print templates: a retirement needs worksheet, a gap calculator, a decade checklist, a retirement-month budget, an important-documents checklist, a 10-year plan and “My Retirement on One Page”. All returns in the examples are hypothetical, for illustration; the book is general education, not financial or legal advice.

For inquiries: 22284332