Small Business Finances — Clear Numbers, Safe Profit

Small Business Finances — Clear Numbers, Safe Profit is Book 9, the final book of Alduraihem International’s “Your Money in Your Hands” series: a practical, illustrated guide for owners of small shops, cafés, salons, workshops and service businesses in Kuwait and the Gulf who want to understand their numbers and protect their profit. In plain language with worked Kuwaiti-dinar examples, it covers keeping your money apart from the business’s; paying yourself a fixed salary; startup versus running costs; reading a simple profit & loss; cash flow and why profitable businesses still run out of cash, with a full 12-month example; pricing for margin; break-even analysis with charts; managing staff costs and inventory; getting paid on time, with ready-made collection messages; building a business emergency reserve; borrowing wisely, with hypothetical examples; a simple monthly KPI dashboard; general guidance on zakat, taxes and fees and when to bring in an accountant; and three complete example businesses with tables and charts (a small café, a beauty salon and a maintenance services company). Across 60 pages it includes FAQs and seven ready-to-print templates: a monthly profit & loss, a 12-month cash-flow forecast, a break-even calculator, a pricing & margin sheet, a receivables tracker, a KPI dashboard and an owner-pay plan. All figures in the examples are hypothetical; the book is general education, not financial or legal advice.

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